Financial Platform
A workspace-first financial system, on web and WhatsApp.
Expense tracking, budgets, goals and collaboration for individuals, couples and households — with governed AI assistance.
Overview
The Financial Platform is defriction's global-ready financial workspace: a reliable ledger, multi-channel capture, planning and collaboration for individuals, couples and households. It exposes the same financial system through the web, WhatsApp and future clients — with explainable AI that proposes, never decides for you.
Features
Workspace-first
One identity, multiple workspaces (personal, couple, household) with granular permissions.
Reliable ledger
Accounts, transactions and reconciliation as the single source of truth.
Planning
Budgets, goals and commitments, updated automatically.
Collaboration
Contacts, shares, obligations and settlements for shared finances.
Multi-channel
The same data and actions from the web or WhatsApp.
Governed AI
Explainable suggestions and insights within explicit limits.